UNWELCOMED: A FAIR HOUSING HISTORY OF SALES & LENDING DISCRIMINATION EXHIBIT

Panel 7 (New Forms of Discrimination)

To listen to an audio recording of this panel, click here for Part 1 and here for Part 2.

Bibliography

-Aaron Klein, “Reducing Bias in AI-Based Financial Services,” Brookings Institution, July 10, 2020: https://www.brookings.edu/research/reducing-bias-in-ai-based-financial-services/

-Alexandria Burris, “Black Homeowner had a White Friend Stand in for Third Appraisal. Her Home Value Doubled,” The Indianapolis Star, May 13, 2021: https://www.indystar.com/story/money/2021/05/13/indianapolis-black-homeowner-home-appraisal-discrimination-fair-housing-center-central-indiana/4936571001/.  

-Andre M. Perry, Jonathan Rothwell, and David Harshbarger, “The Devaluation of Assets in Black Neighborhoods: The Case of Residential Property,” Brookings Institution, November 27, 2018: https://www.brookings.edu/research/devaluation-of-assets-in-black-neighborhoods/  

-Ann Choi, Keith Herbert, Olivia Winslow, and Arthur Browne, “Long Island Divided,” Newsday, November 17, 2019: https://projects.newsday.com/long-island/real-estate-agents-investigation/.

-Brentin Mock, “A Neighborhood’s Race Affects Home Values More Now Than in 1980,” Bloomberg CityLab, September 21, 2020: https://www.bloomberg.com/news/articles/2020-09-21/race-gap-in-home-appraisals-has-doubled-since-1980

-Emmanuel Martinez and Lauren Kirchner, “How We Investigated Racial Disparities in Federal Mortgage Data,” The Markup, August 25, 2021: https://themarkup.org/show-your-work/2021/08/25/how-we-investigated-racial-disparities-in-federal-mortgage-data

-Eviction Lab, Princeton University, Indianapolis Profile, 2016: https://evictionlab.org/map/#/2016?geography=states&type=er&locations=18,-86.292,39.907

-Fair Housing Center of Central Indiana, The State of Fair Housing in Indiana Report, 2019: https://www.fhcci.org/wp-content/uploads/2020/01/2019-State-of-Fair-Housing-Report.pdf.  

-Jill Sheridan, “Old National Bank Agrees to Fair Housing Initiatives in Marion County,” WFYI, December 17, 2021: https://www.wfyi.org/news/articles/local-bank-agrees-to-fair-housing-changes

-Junia Howell and Elizabeth Korver-Glenn, “The Increasing Effect of Neighborhood Racial Composition on Housing Values, 1980–2015,” Social Problems, Volume 68, Issue 4, November 2021, pg. 1051–1071: https://doi.org/10.1093/socpro/spaa033.

-Michael Akinwumi, John Merrill, Lisa Rice, Kareem Saleh, and Maureen Yap, “An AI Fair Lending Policy Agenda for the Federal Financial Regulators,” The Brookings Institution, December 2, 2021: https://www.brookings.edu/research/an-ai-fair-lending-policy-agenda-for-the-federal-financial-regulators/

-Nick Penzenstadler and Jeff Kelly Lowenstein, “Seniors Were Sold a Risk-Free Retirement with Reverse Mortgages. Now They Face Foreclosure.” USA Today, December 18, 2019: https://www.usatoday.com/in-depth/news/investigations/2019/06/11/seniors-face-foreclosure-retirement-after-failed-reverse-mortgage/1329043001/

-“The Plunder of Black Wealth in Chicago: New Findings on the Lasting Toll of Predatory Housing Contracts,” The Samuel Debois Cook Center on Social Equity, Duke University, May 2019: https://www.fhcci.org/wp-content/uploads/2019/05/Plunder-of-Black-Wealth-Chicago-Report-2019.pdf

-Tim Robustelli, Yuliya Panfil, Katie Oran, Chenab Navalkha, and Emily Yelverton, “Displaced in America: Mapping Housing Loss Across the United States,” New America, September 9, 2020: https://www.newamerica.org/future-land-housing/reports/displaced-america/

Image Citation

-All Visualizations, Fair Housing Center of Central Indiana, 2020-2022

Timeline

Panel 1 (Introduction)

Panel 2 (Racial Covenants)

Panel 3 (Neighborhood Intimidation)

Panel 4 (Redlining)

Panel 5 (Blockbusting & Steering)

Panel 6 (Anti-Discrimination Efforts)

Panel 7 (New Forms of Discrimination)

Panel 8 (Today’s Outcomes & Strategies)